Business Services
Electronic Banking Services
WMCB offers a wide variety of electronic business services designed to make your life easier and help your business run smoother. From inquiring on accounts to completing transactions, we are here for you. Want to increase efficiency and reduce efforts?
Contact us today to learn more about our specialized business services.
ACH Services
ACH services are not just for direct deposit or payroll. They can be used to transfer money from account to account, bank to bank as well as sending payables, collecting receivables, membership dues, tuition and much more! WMCB offers an easy way to use ACH that is just for you.
Remote Deposit Capture
Deposit checks into your West Michigan Community Bank account electronically from your business' location anytime of day! Scanning machines are available for lease from the Bank, or you may use your own compatible scanner. By submitting your deposits electronically via a secured Internet website connection, you can bank without ever leaving the office!
Positive Pay
Help protect your business from check fraud by opting for our positive pay services. With this verification service, you are able to review items with discrepancies before they are paid.
Commercial Bill Pay
Available through Online Banking for a small fee, Bill Pay is a great way to manage your bills.
Digital Wallet
Digital Wallet is a convenient, safe and secure way to pay. Now you can make purchases with your West Michigan Community Bank debit card saved inside your digital wallet. Simply add your West Michigan Community Bank debit card to Apple Pay©, Google Pay™ or Samsung Pay!
It’s easy to turn your smart device into a digital wallet – whether you shop online, in apps or in stores.
Learn More about Digital Wallets
Safe Deposit Boxes
Offered in a variety of sizes, check your local branch for availability.
Lock Box Services
With this highly secure service, customer payments are routed to a P.O. Box where they are retrieved twice daily. For businesses processing high volumes of check payments, Lock Box Services can help increase the accuracy as well as improve the cash flow of your company.
Merchant Services
Receive timely, automatic credit directly into your West Michigan Community Bank account while processing credit and debit card transactions for your customers with ease.
Retirement Plan Services
From pension plans and 401k information to third party administrative services, our retirement plan services department has what you need.
Courier Services
No time to come to the bank? Our friendly courier is available to pick up deposits directly from your business Monday thru Friday. For a modest fee, you get major service!
Debit Cards
MasterCard® business debit card programs are available to meet the needs of your business.
Credit Cards
A variety of Visa® business credit card programs are available to meet the needs of your business.
For more specific rate and service charge or account requirement information, please contact us today!
Per government regulation regarding certain legal entities, we are now required to collect identifying information such as name, address, date of birth and social security number prior to account opening on a control individual and all beneficial owners with 25% or more ownership. We will also ask to see a copy of a driver's license or other identifying document for each beneficial owner. If you have questions about these requirements, please contact a representative for more information.
